LEGAL DISCLAIMER

TERMS OF USE

By accessing this website, you acknowledge and irrevocably and unconditionally agree to accept all the terms of use set forth herein (the “Terms of Use”), which INCOMECARE GROUP Limited (“INCOMECARE GROUP”) reserves the right to amend from time to time without further notice.

The content displayed on this website is for information purposes only. Nothing on this website may be construed as an offer to buy or sell, or a solicitation of an offer to buy or sell, any security or to enter in any investment or transaction for the sale or purchase of the securities of any asset, business or undertaking.

The information provided on this website is not intended for distribution to, or use by, any person or entity in any jurisdiction or country that would subject INCOMECARE GROUP to any registration requirements within such jurisdiction or country. This website is not directed to any person in any jurisdiction where (for any reason) the publication or availability of this website is prohibited, and persons in respect of whom such prohibitions apply must not access this website.

The content displayed on this website is not intended to be a substitute for the users’ independent evaluation, analysis, commercial judgment or any third party’s professional advice. You should take such steps as you deem necessary to assure that you have the information you consider material or desirable in making your own independent decision and should always obtain professional advice relevant to your specific circumstances. You should not act in reliance upon any of the content displayed on this website and should be solely responsible for any such actions.

OWNERSHIP OVER CONTENT ON THIS WEBSITE

All content and information on this website, including without limitation, text, articles, code, images, logos, trademarks, service marks and trade names, constitute the sole and exclusive property of INCOMECARE GROUP, its affiliates or its respective owners and are protected by copyright, trademark or other proprietary rights under applicable laws. You agree to comply with any additional copyright notices, information, or restrictions contained in any content available on or accessed through this website.

You may view, store, bookmark, download, copy or print the content for personal use only, provided, however, that you include these Terms of Use in such content. You shall not store electronically any portion of the content. The use of any content on this website for commercial purposes is strictly prohibited without our express prior written consent.

Except as expressly permitted herein or as permitted by applicable law, you are strictly prohibited from copying, forwarding, modifying, storing, publishing, transmitting, broadcasting, transferring, selling, reproducing, creating derivative works from, distributing, redistributing, performing, publicly displaying any portion of the content as part of a small-scale or mass distribution, posting or quoting any portion of the content on any other website or in any way exploiting any of the content, in whole or in part, without the prior written express consent of INCOMECARE GROUP. You may not link to or frame this website or any content on this website.

LIMITATION OF LIABILITY

None of the information contained on this website is intended as financial, investment or professional advice and should not be taken as such by any party receiving it or obtaining it through any means. The content on this website is based on sources which INCOMECARE GROUP believes to be reliable, and provided on an “as is” and “as available” basis, without any representation, warranty or condition of any kind, whether expressed or implied, and including without limitation implied representations, warranties or conditions of title, non-infringement, merchantability, fitness for a particular purpose, performance, durability, availability, timeliness, accuracy, or completeness, all of which are hereby expressly disclaimed by INCOMECARE GROUP to the fullest extent permitted by law. All information contained on this website including market data and prices, is subject to change without further notice. INCOMECARE GROUP has no obligation whatsoever to update or supplement any content displayed on this website or otherwise provide any correction or additional information.

Under no circumstances whatsoever will INCOMECARE GROUP be liable to you or any other person in any way for any loss or damages (direct, indirect, special, economic, incidental, consequential, punitive or exemplary, including without limitation, loss of revenue, data, anticipated profits or lost business) in respect of the use of, or inability to use, this website, any of its content or links (including without limitation any inaccuracies or viruses), or any Web browser or other equipment.

INCOMECARE GROUP, its affiliates and their respective directors, officers and employees will not be responsible for any loss, damages, injury or any expenses, which may arise from (i) the use of any content contained on this website; (ii) providing, failure to provide or delay in providing, any information on this website; (iii) any failure or interruption in accessing this website; (iv) any error, omission or defect on this website; or (v) any computer virus, line failure, file corruption, or any other information technology system malfunction related to the use of this website, whether based on contract, tort, strict liability or otherwise and whether the circumstances giving rise to such cause may have been within the control of INCOMECARE GROUP or its third party service providers, including agents, licensors and suppliers. In no event shall INCOMECARE GROUP be liable to any user of this website for any direct, special, indirect, consequential, or incidental damages or any other damages of any kind regardless of whether INCOMECARE GROUP or its third party service providers has been advised of the possibility thereof.

INDEMNIFICATION

You agree to indemnify, defend and hold harmless INCOMECARE GROUP, its affiliates and their respective directors, officers and employees from and against any and all claims, damages, liabilities, costs, and expenses (including any direct, indirect, incidental, special or consequential damages and any attorneys’ and professionals’ fees and court expenses and costs) arising out of, or related to your use of this website or any breach by you of these Terms of Use.

FORWARD-LOOKING INFORMATION

This website may contain certain forward-looking statements and projections. Any such statements and projections are prepared based on various estimates and assumptions which may not materialize and may be subject to change. INCOMECARE GROUP does not make any representation or warranty as to the accuracy, completeness or reliability of any such statements or projections or the lack thereof. Whether or not any such forward-looking statements or projections are in fact achieved will depend upon future events beyond the control of INCOMECARE GROUP. Actual results may vary from projected results and such variations may be material.

LINKS TO THIRD PARTY WEBSITES

This website may contain links to third parties’ websites. These links are provided merely for the convenience of the users of this website. INCOMECARE GROUP does not review or monitor the information on the third parties’ websites and the inclusion of links to such websites should not be deemed as an endorsement, representation or warranty by INCOMECARE GROUP with respect to any contents included in such websites. INCOMECARE GROUP disclaims any and all responsibility and liability for any loss or damage directly or indirectly incurred by any person from the use of links to any third party website linked to this website.

AUTOMATICALLY GATHERED INFORMATION

The web servers hosting INCOMECARE GROUP’s website collect some information about visitors automatically. This information is used to help INCOMECARE GROUP better understand the visitors and website traffic patterns by compiling server statistics regarding how visitors are using INCOMECARE GROUP’s website.

The type of information gathered in this manner may include:

  • • The length of time spent browsing the site
  • • The domain name and/or ISP address used to visit the site (MSN, AOL, etc.)
  • • The type of browser(s) being used to access the site (IE, Netscape, etc.)
  • • The type of operating system(s) used (Windows 98, NT, MAC OS, etc.)

Please note: e-mail addresses are not automatically gathered.

Like most other websites, INCOMECARE GROUP’s website deposits certain information called “cookies” in a visitor’s computer. Cookies are sent back only to the website that deposited them when a visitor returns to that site. Cookies can tell us how and when pages in a website are visited and by how many people. This technology does not collect personal, identifiable information. The information collected is in an aggregate, non-individually identifiable form. We hope to use the information we collect through this technology to improve our website.

PRIVACY

INCOMECARE GROUP does not collect personal data (such as your name, e-mail address or country of residence) on this website unless you voluntarily provide it, for example, when you contact us by sending e-mails to us to the email addresses listed on this website.

The personal data collected by INCOMECARE GROUP through this website may be used for the following purposes:

  • • providing services to INCOMECARE GROUP’s clients or potential clients, if any;
  • • handling complaints and enquiries from INCOMECARE GROUP’s clients or potential clients, if any; and
  • • other operations of INCOMECARE GROUP in connection with the voluntary supply of the personal data to INCOMECARE GROUP.

Personal data will be retained for the period of time that is necessary to fulfill the purpose for which it was provided and to satisfy any legal, governmental, regulatory or compliance requirements.

Personal data held by INCOMECARE GROUP will be kept confidential but INCOMECARE GROUP may provide such information to the following persons or entities:

  • • any person or entity who enters into any form of business relationship with INCOMECARE GROUP;
  • • any person or entity who is acting for or on behalf of INCOMECARE GROUP, or jointly with INCOMECARE GROUP;
  • • any person or entity who is under a duty of confidentiality to INCOMECARE GROUP and has undertaken to keep such information confidential; and
  • • any person or entity who is authorized under applicable laws, regulations or securities exchange rules to gain access to such personal data.

INCOMECARE GROUP will adopt reasonable measures to protect the security of personal data. Where it is necessary to transfer certain personal data to places outside of SINGAPORE, such transfer will be performed in compliance with the requirements of the applicable laws.

You have the right to ascertain whether INCOMECARE GROUP holds any personal data relating to you, obtain a copy of such data, or correct any such data that are inaccurate. You may also request INCOMECARE GROUP to inform you of the type of personal data held by it. Requests for access and correction or for information regarding kinds of data held should be addressed to:

Data Privacy Officer

Email: info@incomecare.com , SINGAPORE.

JURISDICTION

These Terms of Use shall be governed by and construed in accordance with the laws of SINGAPORE. You agree to submit to the exclusive jurisdiction to the court of SINGAPORE with respect to any matter related to the use of this website.

MODIFICATION OF TERMS OF USE

INCOMECARE GROUP reserves the right, in its absolute and sole discretion, to stop, alter or supplement the content of this website, and to change, modify, add, or remove any portion of these Terms of Use, in whole or in part, at any time. Any amendments to these Terms of Use will take effect, without further notice, immediately upon being posted on this website, and your continued use of this website will be considered acceptance of those amendments. You should visit this page from time to time to review the then effective Terms of Use.

SEVERABILITY; WAIVER

These Terms of Use represent the entire agreement between INCOMECARE GROUP and any visitor of this website. If, for any reason, a court of competent jurisdiction finds any provision in these Terms of Use to be unenforceable, that provision shall be enforced to the maximum extent permissible so as to effect the intent of these Terms of Use, and the remainder shall continue in full force and effect. No failure or delay by INCOMECARE GROUP in exercising any of its rights under these Terms of Use shall be deemed to be a waiver of that right and no waiver by INCOMECARE GROUP of a breach of any provision of these Terms of Use shall be deemed a waiver of any subsequent breach of the same or any other provision.

©2015 INCOMECARE GROUP LIMITED. ALL RIGHTS RESERVED

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